Ski Real Estate - MLS Listings |
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Looking for the perfect Ski home? We can help you find it!!
We pride ourselves in giving the best Colorado real estate customer service. We are thrilled everytime we help a customer find their 'dream house'! Just give us a call or send an email and we promise you will be happy with our friendly, low pressure, professional agents. We are currently constructing this colorado-ski-real-estate.com to help our clients find their perfect Ski dream house. While manny of this site's features are fully functional, the MLS search is still under construction. We apologize for the inconvienience and hope you will find the Google ads in the right panel useful in your search. =>
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School Links | House Values | Web Directory | Link Exchange Info and Tips | Contact Us | SiteMap Copyright colorado-ski-real-estate.com Great Ski Area MLS listings. If you need help with any of the following topics, please contact us and we will do our best to help.
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Home Buyer's and Real Estate Seller's Tips for Thursday, 28 August, 2008
Seller's Tip:
Which Realtor do you choose? If you’re like many people, you pick Realtor number three. This is an agent who seems willing to listen to your input and work with you. This is an agent that cares about putting the most money in your pocket. This is an agent that is willing to start out at your price and if you need to drop the price later, you can do that easily, right? After all, everyone else does it! The truth is that you may have just met an agent engaging in a questionable sales practice called "buying a listing." He "bought" the listing by suggesting you might be able to get a higher sales price than the other agents recommended. Most likely, he is quite doubtful that your home will actually sell at that price. The intention from the beginning is to eventually talk you into lowering the price. Why do agents "buy" listings? There are basically two reasons. A well-meaning and hard working agent can feel pressure from a homeowner who has an inflated perception of his home’s value. On the other hand, there are some agents who engage in this sales practice routinely.
Buyer's Tip:
For more information, please visit our complete Tips and Information section. Debt-to-Income Ratios and Car Payments When determining your ability to qualify for a mortgage, a lender looks at what is called your "debt-to-income" ratio. A debt-to-income ratio is the percentage of your gross monthly income (before taxes) that you spend on debt. This will include your monthly housing costs, including principal, interest, taxes, insurance, and homeowner’s association fees, if any. It will also include your monthly consumer debt, including credit cards, student loans, installment debt, and…. …car payments.
An important Real Estate term:
Mortgagor - The borrower in a mortgage transaction |
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